Commercial Insurance

First Horizon Insurance, Inc's. agencies provide straight answers about the complex matters of risk management. Our specialists are organized into teams dedicated to specific types of insurance.

Some of our broad product offerings include:

For more information about each of the products and services we offer, simply click one of the gray links below.

Commercial Property

General Liability

Workers' Compensation

Automobile

Surety Bonds

Directors and Officers

Professional Liability and E&O

Loss Control and Prevention

Environmental Liability

Commercial Property

Insurance that protects your business against loss of use of company property. Property is considered to be any item of value including land, attachments to land, such as buildings. It also covers computers, equipment, and valuable papers.

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General Liability

Insurance that protects your company against injury or damage from the operation and conduct of its business. It can prevent a legal suit from turning into a financial disaster by providing financial protection.

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Workers' Compensation

On-the-job injuries can be costly. Workers' compensation insurance can cover the cost of medical expenses and disability payments if employees are injured on the job.

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Automobile

Provides protection for company-owned vehicles, leased or rented vehicles, or an employee's vehicle used for business.

Surety Bonds

Bonds that guarantee a specific obligation or contract will be fulfilled. They are primarily used by contractors and suppliers.

Directors and Officers

Insurance that protects officers and directors against damages from claims resulting from negligent or wrongful acts in the course of performing their duties.

Professional Liability and E&O

A class of insurance policies that indemnifies the insured for third-party liability claims due to negligence in the performance of professional services. Doctors, lawyers, engineers and other professionals are candidates for this coverage.

Loss Control and Prevention

An analysis and/or evaluation of possible risk with recommendations on measures to reduce, eliminate or control losses.

Environmental Liability

Insurance designed to provide protection from liability that may result from damage, injury and, in some cases, clean-up costs caused by pollution. This coverage is excluded in the standard Commercial General Liability policy.

For more information about each of the products and services we offer, simply click one of the gray links below.

Construction Industry

Medical Profession

Transporation Industry

Bonds

Construction Industry

Whether your company is building homes in residential communities, constructing large commercial buildings or completing road projects for the public sector, a comprehensive risk management assessment with a well designed insurance program can protect your business interests.

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Medical Profession

Insurance designed for physicians, surgeons and complex health care delivery facilities.

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Transporation

Insurance that protects trucking companies as well as the transportation departments of major corporations.

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Bonds

First Horizon's Insurance Agencies have a surety department dedicated to providing clients with a full range of bonds to enable the successful start and completion of projects.

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For more information about each of the products and services we offer, contact one of our resources.

Norma Shirk

Jaime Hutton

Dennis Spitzer

Lisa Burns

Chris Terry

Norma Shirk

Chief Compliance Officer
First Horizon Insurance

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Jaime Hutton

Client Portal Specialist
First Horizon Insurance

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Dennis Spitzer

Senior Risk Control Consultant
First Horizon Insurance

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Lisa Burns

Claims Supervisor
First Horizon Insurance

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Chris Terry

Risk Control Representative
First Horizon Insurance

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